Hot take incoming. And I know a lot of Realtors won't say this because it's counterproductive for business, but here it is: if your number one priority is a lower monthly cost, you should not buy a home right now. You should keep renting.
And I'm not saying that because it's going to get cheaper. Honestly, for the foreseeable future, it will be cheaper to rent than to own in Vancouver unless you're coming...